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It may seem an obvious part of budgeting before you lease or buy a new car: Call your car insurance company to see what your rates will be. But according to LeaseTrader.com, a lot of veteran car shoppers are skipping this crucial step.

When you buy a new car, chances are, your insurance rates aren't going to stay the same (as we point out in our previous article on the cars that cost the most and least to insure). People often upgrade to some better wheels, or their last car was...

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Web sites like LeaseTrader.com and Swapalease.com pair up lease holders with "buyers" looking to get into a lease midterm. They claim both sides can benefit; sellers get out of a monthly payment that may have grown cumbersome, and buyers avoid large upfront fees to get into a new lease.

The "seller" pays a listing fee ($89 at Leasetrader;

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Chilly weather can heat up deals for prized convertibles, Impulse buying, this isn’t: purchasing a car in the dead of winter to ride around with the roof down. Sure, some drivers may actually enjoy frozen appendages and a massive case of windburn. And there are people who live in the narrow sliver of the country that stays warm all year round. Good for them.For the rest of the us, including South Carolina at least so far this winter, it would seem counterproductive. But there’s a...

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What do you do for Christmas if your wife's birthday happens to fall the day before?

If you're David Savenok of Wheaton, you buy her a new car.

Last year Savenok surprised his wife, Tammy, with a Lexus RX350, working out a deal with McGrath Lexus of Westmont to secretly trade in the roughly 10-year-old Lexus LX model she had been driving.

"In the morning, I took her old car to the dealership and traded the car in and got the (new) car before she knew anything," he said.

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It’s easy to get caught up in shopping for heavy jackets and ski vacations right now. But you’d get a lot more for your dollar if you instead put on the sunscreen and focus on shopping for summer. That’s right, now is the time to shop around for your summer favorites because you can find some unbelievable bargains on just about everything under the freezing sun!

Here are 11 great ways to get a great deal on your favorite summer items by shopping when the snow is piling up outside:...

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When small business owner Kevin Schimelfenig finally examined his smartphone bills, he was shocked to find the true cost of his indispensible BlackBerry Storm — he uses it to email, text and call clients all day long — was about 25% higher than the price he was quoted for the plan. Schimelfenig, founder of a medical-device marketing firm in Cary, N.C., says the extra fees totaled $1,400 over the last three years.

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Smart shoppers like you and I know that by shopping off-season you can get the BEST deals. While Ski gear costs a fortune in January and February, bathing suits and outdoor supplies can be had at a very DEEP bargain. While you're out shopping for your holiday gifts, don't forget to stock up on things that you might need next July and save, save, save.

Here are 11 ways to find GREAT DEALS NOW on warm weather products, while the kids are outside making snowmen.

1. Do you love to...

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There’s no question that the struggling U.S. economy has taken a toll on the middle-class, but doctors and lawyers, too? A new study from LeaseTrader.com shows that wealthy professionals are ditching their Lexus’ and opting for a cheaper mode of transport.

The study is an interesting read, demonstrating that the traditional “professional” class is starting to toss nickels around like manhole covers.

That’s at least true when it comes to choosing a new car lease.

LeaseTrader...

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Early reports out Wednesday showed a significant strengthening of the economy last month, with another double-digit increase in auto sales and the largest gain in small-business jobs in three years.

The news helped spark a big stock rally, sending the Dow Jones industrial average up by 250 points, or 2.3 percent, to 11,256 -- its biggest one-day gain since September.

Especially welcome news to investors was a report from the ADP payroll-processing firm showing a jump of 93,000...

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LeaseTrader.com data show that about 38 percent of all transactions -- in which people take over the remaining portion of a car's lease contract as a way to get a short-term lease with no down payment -- are between people in different regions. That's up from 31 percent five years ago. More than half of these customers travel to where the car is located and drive the vehicle back, compared to 12 percent five years ago.

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